As most of you know I have been on a quest to discover money saving ideas over the last year. I am not a naturally stingy type person by nature, in fact, I am more spontaneous and care free. At the same time, when you start to see how much of your hard earned money you really can save it becomes a wonderful game.

Today, I want to spend some time discussing one of my favorite ideas for saving money. I am surprised that more people do not employ this idea into their personal finances. We as customers forget that we are in fact just that…customers. In a free society we can do business with whomever we choose.

There are a lot of saving money ideas but here is my favorite so far:

Just Simply Ask

Profound isn’t it? I know, I know, you just fell out of your chair and spilled your coffee (sorry about that!). Seriously, you need to remember that it is your money and you can do with it whatever you please. You are the one who is in control. You call the shots.

I think many times we have this mentality that we have to accept package A, B or C if we want the service or the product. That is just not true. Companies want (wait…backspacing…..NEED) your business.

Everything gets better when you try to walk away.

That is right! You can save a lot of money by empowering yourself and your finances. Now, I am not talking about taking advantage of people and being down right rude. Instead I am encouraging you to use your mind and don’t just go with the herd.

Some quick examples from my own life. We love TIVO. Maybe I am somewhat of a control freak but I want to watch TV on my time and I don’t want to program a VCR. About a year ago, we called them up and said we are trying to cut back on our expenses and before I could say a thing they gave me a deal. They offered the next 6 months for free if I wouldn’t cancel. We took it!

I don’t have DirecTV anymore, but when I did I had a similar experience. They gave us 3 months for free. Just call down your bills and see what they can do for you. You might be surprised, but you will never know if you do not ask! Just simply ask! Stay tuned to the blog for some more money saving tips and ideas.